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Financing Therapy Using Your Credit Card

Carolina Counseling Services accepts credit cards


Financing Therapy Using Your Credit Card


It is not easy to come to a decision about getting treatment for whatever emotional or behavioral health issues are weighing you down. If you are thinking of getting counseling as the best approach, cost can be a barrier, and your decision is likely to depend on your ability to pay for treatment. This should not be the case, however, because there are different modes of financing therapy, including using your credit card.

The anticipated cost of professional counseling may be one of the major roadblocks to getting the help you need to achieve emotional balance. If you do not have cash or insurance, you may want to consider paying for counseling with your credit card. Apart from getting access to quality health care, you can enjoy other benefits when using your credit card to finance therapy.


Please note that your credit card can also be used for copays and deductibles if you are covered with insurance.


If you do not have insurance, please note how helpful a credit card can be:

  • Unrestricted number of sessions—Using a credit card to pay for therapy allows you the flexibility to follow the schedule that the therapist deems most advantageous to your recovery. There are no restrictions on what type of therapy you seek, the timing of sessions, or who the participants in the sessions are.
  • Frequency of treatment—You may see your therapist regularly, depending on your needs.  The credit card can be used to pay whether you or a loved one are starting or continuing therapy.
  • No minimum level of symptoms—Like cash payments, credit card payments for counseling remove the need for a diagnosis to indicate medical necessity. This means you can still get counseling even if you are asymptomatic.


If you find yourself short of cash or without an insurance plan at a time when you need counseling for a distressing condition, consider using your credit card to pay your way to better psychological, emotional, or behavioral health. It is one of the payment options accepted by the independently contracted counselors at Carolina Counseling Services — Cameron, NC, on Hwy 87, near Linden Oaks.

CCS — Cameron, NC, stands by its commitment to provide high-quality care and treatment for psychological, emotional, and behavioral health issues for clients of all ages. With your welfare as their foremost concern, the independently contracted therapists have no qualms about accepting credit card payments for their professional services, whether it be to pay your portion of the copay/deductible or for the whole session. During your initial session, your therapist will take the time to explain payment options in more detail. Get started now by making a call to request an appointment.

Serving Areas: Carolina Counseling Services – Cameron, NC

Counties: Harnett County

Areas: Cameron NC, Linden Oaks NC, Sprout Springs NC, Anderson Creek NC, Olivia NC, Pineview NC, Johnsonville NC, Spring Lake NC

Zip Codes: 28326, 28327, 27332, 28394

Rose Thomas, MA, LPC, LCAS, NCC

Specializes in: (Ages 5+) Children, Teens, Individuals, Couples and Families. Anxiety, Depression, ODD (Oppositional Defiance Disorder, ADHD, Relationship Issues, Marriage Counseling, Parenting, PTSD/Trauma Recovery, Acute Stress Disorder, Adult Sexual Abuse Survivors, Adjustment Disorders, Depressive Disorders, Persistent Depressive Disorder, Bipolar and Related Disorders, Self-injurious/Self-Harm, Generalized Anxiety Disorder, Panic Disorder, Agoraphobia, Separation Anxiety, Disruptive Disorders, Conduct Disorder, Marital Conflict and Discord, LGBT, Substance Use Disorders
 Insurance: BCBS, Tricare, Tricare Prime, Tricare Select, Extra, Retired, Cash, HSA and FSA accepted (credit cards accepted)
 Credit Cards: Visa, Mastercard, Discover and American Express


Specializes in: (Ages 4+) Children, Individuals, families, PTSD, Trauma, Eye Movement Desensitization and Reprocessing (EMDR) Adjustment Disorder, ADHD, Depression, Anxiety, communication skills, and Parenting Skills, Behavior Management, Life transitions, Family Conflict, Difficulty Coping, Relationship Problems, Depression, Anxiety

InsuranceBCBSTricare, Cash, HSA and FSA accepted and Apple Pay

Credit cards:  


Shirlisa Daniels, MS, LPC, NCC

Specializes in: (Ages 4+) Children, Teens, Adults and Individuals, Families, Anxiety Disorders, Depression, Panic Disorder, Bipolar Disorder, ADHD, ODD, PTSD, Relationship Issues, Conflict Resolution and Life Transitions
Insurance: BCBS, Tricare, Cash (credit cards accepted)
 Credit Cards: Visa, Mastercard, Discover and American Express

Holly Ring, LMFT

Specializes in: (Ages 7+) Adolescents, College Students, Individuals, Couples, and Families, Anxiety, Depression, Trauma (child and adult, TFCBT certified), Relationship Issues, Coping Skills, Adjustment Disorders, Life Transitions, Suicidal Ideation, Self-esteem, OCD, ADHD, Behavioral Issues, Parenting Skills, LGBTQ
Insurance: BCBS, Tricare, Cash (credit cards accepted)
 Credit Cards: Visa, Mastercard, Discover and American Express

How Do I Set Up my FIRST Appointment?

  • Call: (910) 716-8006 (Fastest way to schedule)
  • Text: (910) 308-3291 (Reply will be via phone)
  • Click here and use our Contact Form (You must include your phone number, because replies will only be made by telephone to ensure security/privacy)
  • Call or Text for your New Patient Appointment Anytime!
  • Appointment scheduling for NEW clients: Mon-Fri 8:30am-5:15pm
  • New client appts may be scheduled when therapists have openings, which may include daytime, evenings and weekends.
  • Established/Standing Appointments are made directly with your therapist!
  • Referrals: MOST beneficiaries do NOT need a Referral!
Carolina Counseling Services - Cameron, NC
35 Plantation Drive, Suite 100B and 100C
Cameron, NC 28326

Our Mailing Address:

PO BOX 9909
Fayetteville, NC 28311

Other Contact Info

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If you need to speak specifically to the owner
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